Welcome To Actuarial Concepts
WHERE EXPERIENCE COUNTS
Actuarial Concepts is a family-owned and operated business located in Jacksonville Florida since 1987. We provide personalized service in Pension valuation, administration, as well as preparation of Qualified Domestic Relations Orders(QDROS) for Family Law/Domestic Relations attorneys. We specialize in the valuation of retirement assets, particularly in thedetermination of the “marital portion” of such assets, and the preparation of QDROs for the division of retirement benefits 
held inany manner of retirement plan, whether its an IRA, 401(k), 403(b), 457, or a defined benefit pension plan. We are familiar with, and have personal contacts with a wide variety of local plans, such as the City of Jacksonville/Police and Fire Pensionfund, CSX, BlueCross/Blue Shield, Mayo Clinic, UPS, as well as federal, state, and local government plans—including Military Retirement, Civil Service Retirement System (CSRS), Federal Employee Retirement System (FERS), Railroad Retirement Board, theFlorida Retirement System.
We encourage Family law attorneys to consult with us before you go to mediation, so thatyou can identify and value the various retirement benefits that are divisible in divorce and develop a comprehensive plan for the division and payment of those benefits. As a family law practitioner, you are keenly aware of the effects that a poor economy and rapidly–changing markets can have on marital assets, particularly intangibles such as retirement accounts. Timely division of these valuable assets is essential to achieving an equitable distribution.
If the matter goes to trial, we are with you every step of the way. Often, the dispute is resolved with an opinion letter, supported by our nearly 40 years of experience. As a last resort, we are available to serve as an expert witness at trial to substantiate the valuation and award.
But of all the issues we resolve, the most important is your peace of mind. When you resolve the complex issues concerning the division of retirement benefits and secure those benefits at the same time as the rest of the marital property in the Final Judgment, you avoid the worry and cost of potential malpractice claims for failure to complete the necessary QDRO or Income deduction order necessary to implement those benefit awards. We urge counsel to be proactive in this regard, because the death of a participant before the entry of an appropriate QDRO can result in the irrevocable loss of benefits for your Alternate Payee. This is tragedy can be avoided with careful planning, preparation, and execution—our specialties.
Please contact us for a consultation. We look forward to speaking with you, or meeting with you at our local office in Mandarin.
Modified on June 16, 2010